Terms of Use

This document outlines the Terms and Conditions relating to your use of Agent420.biz and provides additional information about Agent 420 Insurance Company, its affiliates, subsidiaries and parent companies (Graber & Associates, Learn More >> ). These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. If you do not wish to be bound by these Terms and Conditions, please discontinue using and accessing this site immediately.

Privacy Policy:

To receive information about Agent 420's Privacy Policy, please visit our Notice of Privacy Policy.

Your use of this site

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. In the event you engage in activity that is illegal, defamatory, libelous, threatening, or harassing, Agent 420 reserves the right to disclose any information you provide through the use of this site or other Agent 420 owned electronic sites or applications to law enforcement authorities as deemed appropriate in the sole discretion of Agent 420. You agree that any information you provide through this site will be truthful and accurate. Agent 420 reserves the right to require a customer change their User ID or answers to security questions if they are deemed inappropriate at Agent 420's sole discretion and judgment.

E-mails to Agent 420 addresses

The Agent 420 e-mail system is a private e-mail system intended only for purposes authorized by Agent 420. You are not authorized to send numerous unsolicited commercial e-mail messages to any e-mail addresses at @Agent420.biz, or related. Agent 420 reserves the right to take actions as may be necessary to prevent misuse of its e-mail system by unauthorized parties.

Disclaimer of Warranties

Any information, services, materials, software, calculators or other items on this site are provided "as is" without any warranty of any kind, either expressed or implied, including without limitation the implied warranties of merchantability and fitness for a particular purpose. Agent 420 does not warrant that this site will be uninterrupted or error fee. Any risk arising out of use or performance of the information, services, materials, software, calculators or other items remains entirely with you. Under no circumstances will Agent 420 be liable for any damages whatsoever arising out of the use or performance of the information, services, materials, software, calculators or other items.

Secured areas/passwords

Some portions of this site are restricted and require authorization for access. Unauthorized use of or access to these areas is prohibited. Actual or attempted unauthorized use of or access to such areas may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user of such areas or do not consent to continued monitoring, you should not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Agent 420 will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact Agent 420. Agent 420 will not be responsible if you do not properly secure your password or if you choose to share your password with anyone else. In order to protect your personal information Agent 420 encourages you to change your password every 6 months.

Agent 420 Intellectual Property Rights

The Agent 420 logo, the terms "Agent 420", "Agent 420 Insurance," "Agent 420 Insurance Companies," and the phrases "Agent420.biz", as well as all logos and graphics using the Agent 420 name are the intellectual property of and/or federally registered trademarks/servicemarks owned by the Agent 420 Insurance Company and its affiliated organizations. Agent 420 may possess intellectual property rights in other logos, words, or phrases not listed here. Intellectual property rights of third parties may apply where noted. Except where otherwise indicated, all materials on this site including but not limited to graphics, text, software, audio, video, and files, are the property of Agent 420 and are protected by copyright or other intellectual property laws.

Agent 420 reserves all rights to its intellectual property. You may print out a single copy of pages on this site for your personal, non-commercial use provided that all copyright, trademark or other notices are retained. ALL OTHER USES ARE PROHIBITED.

You are not authorized to use any portion of this site or any other Agent 420 intellectual property on any other site, in the meta-tags of any other site or in any other materials. You may not modify, publish, create derivative works, copy, distribute, or otherwise use any of this site's content or frame this site within any other site.

Links to/from other sites

For your convenience, Agent 420 may provide links to other Internet sites that Agent 420 does not maintain. You should not interpret any link to/from other sites as indicating that Agent 420 sponsors or endorses the sites or their materials or that the sites are affiliated with Agent 420 in any manner. Agent 420 is not responsible for anything contained on such sites and makes no warranties or representations about the contents, products or services offered on such sites. Agent 420 is not responsible for and makes no warranties or representations about the content, products or services offered on any sites that you may elect to use in connection with this site.

Availability of products and services

Agent 420 does business in state of Oregon, United States of America. Home offices are located in the city of Salem, located in Marion county.

You may not be eligible for all products and services and Agent 420 reserves the right to determine such eligibility as permitted by law. Where noted, certain products or services may be subject to specific terms, conditions, representations or agreements. The portions of this site related to such products and services provide additional information about terms, conditions representations, agreements, eligibility and availability.

Other agreements

These "Terms and Conditions" apply to your use of this site and do not change or alter any other contract or agreement between you and Agent 420.

Insurance quotes/coverages

At this time, on-line quotes may not be available in all cases, products, services or coverage selections. For additional information about products, services or coverage selections otherwise offered by Agent 420, please contact a Agent 420 agent.

All quotes generated by this site are estimates based upon the information you provided and are not a contract, binder, or agreement to extend insurance coverage. Any coverage descriptions provided on this site are general descriptions of available coverages and are not a statement of contract. To obtain coverage you must submit an application to Agent 420. All applications are subject to underwriting approval. Coverages and availability may vary by state or province; and additional minimum coverage limits may be available in your state. For additional information, please contact a Agent 420 agent.

Online claims submissions

If you are a Agent 420 customer, you may elect to report an insurance claim online where available. Your submission does not commit Agent 420 to coverage for this loss. Information you submit regarding your insurance policy and the loss is subject to review and verification. Agent 420 reserves the right to request additional information prior to reaching a decision on the claim. A claim representative will be communicating with you regarding your claim. All policy provisions contained in your policy remain in effect. If you have any questions concerning the coverage afforded by your policy, please contact your Agent 420 agent.

Changes to this document

The content of this site and of these "Terms and Conditions" are subject to change without prior notice.

Applicable law/severability

These "Terms and Conditions" shall be governed by and interpreted according to the laws of the State of Oregon without respect to any conflict of laws provisions. If any portion of these "Terms and Conditions" is unlawful, void or unenforceable, it shall not affect the validity or enforceability of any other provision.

Additional information about Agent 420 Insurance Licensing information - General

Agent 420 is a wholly owned subsidiary of Graber & Associates Insurance Company, which is organized under the laws of the State of Oregon and licensed therein. The company is principally engaged in writing general insurance - auto, long term care, disability income, Medicare Supplement and supplemental health insurance, and commercial auto insurance. >> License #100152130 << (NAIC number: ? )

Language Notice

Agent 420 insurance policies, agreements, applications, forms and required notices are written in English. This document has been translated for your convenience. In the event of any difference in interpretation, the English language version controls.

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Contact information

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